PERSONALISED INVESTMENT MANAGERS
16 October, 2021
Death is not a pleasant topic to think or talk about, but we all must understand that it is an eventuality. And therefore, important that we do our estate planning such that it is distributed as we would wish it to be done without acrimony and mudslinging. Many people think that they can nominate someone for their investments and assets, and they have finished the task! This article defines the difference between legal heirs and nominees and why it is important that you understand the difference when it comes to different financial instruments.
01 October, 2021
In today’s times, nobody wants to be caught on their wrong foot and are trying to ensure that everything goes smoothly as per their thinking. Which is why it is important to see the points we have compiled on these three distinct topics throughout our years of experience on estate planning for our clients
29 September, 2021
Most investors think that they are smarter than the market & they want to time it & invest at down & exit at high to make the money. What effect does it have on their investments and psyche? Lets look at a case in point who we have finally brought back to the fold after many months of distrust of market behaviour.
24 September, 2021
Ever noticed there are some people who are always averse to entering or staying in the market for the long haul! All of them seem to have the same idea. “Lets invest later”. This article looks at the reality check for this phenomenon and also the Must-Dos as seen by us during all these times.
20 September, 2021
It’s no secret that passwords are your only protection from cybercriminals. The importance of using secure, unique passwords is getting higher as we entrust personal information to organizations and businesses that can fall victim to data breaches and password leaks.
The article looks at various dos and don’ts while creating a password and advocates moving to at least a two-factor authentication to verify your identity before allowing access to the data.
12 July, 2021
As a parent, we always want the best for our children. This doesn’t necessarily mean we want them to have the best clothes, toys or coolest games. It means we want them to be safe and secure. We want to pass on the good values on how to earn money. And you want to lay a foundation that they can build upon to do well in life. The article looks at how you can about teaching your children a foundation lesson that will impact their lives and future. Lessons on finance and managing money.
28 June, 2021
Life or Term Insurance and Health Insurance both play a pivotal role in our lives. While healthcare expenses can go sky-high, they bind us to be careful while planning financial decisions. Choosing between Life and Health insurance is a task. They are both saviors during unexpected contingencies.
15 June, 2021
It is very difficult and dare we say, impossible to ’time’ the market on both sides – up and down unless you are a soothsayer. Trying to ‘time’ the market causes huge losses and loss of investment opportunity. Fear and euphoria are both emotions which lead to selling or buying without discipline causing a loss to wealth creation. Movement is second nature to the Markets – be it up or down. Stock Markets will always be turbulent. Black Swan events will occur causing shock, fear and panic. It is never about ‘IF’ it will happen. It is about ‘WHEN’ it will happen. All we can do is mentally be prepared not to get caught in the greed & euphoria versus fear & panic cycle
18 December, 2020
Our emotional behavior clearly impacts our portfolios since it leads to actions such as buying, holding or selling our equity investments. Market volatility and emotional volatility go hand in hand. The goal and objective of equity investments is wealth creation over a long term and this will happen only if we control our emotion (panic/euphoria) enduring peaks and troughs of the sensex.
18 December, 2020
Market volatility and emotional volatility go hand in hand. Our emotions make us try to ‘time’ the market. We sell when we panic or buy too much when we are excited or euphoric. Only disciplined, patient and long-term investors are rewarded by the market. We must always remember that it is important to stick to our financial plan and asset allocation and avoid allowing emotions to come in the way for financial success.
17 July, 2018
Yoga is more inclined towards our inner spiritual progress. Yoga connects our mind and body together. It uses practices which helps one control the mind rather than mind controlling us. Yoga increases mindfulness. It improves attention to detail and focus by clearing the clutter around our head which results in better decision making. The article looks at links on how yoga and investments interconnect