The UIDAI has stipulated that one cannot open a bank account by furnishing or submitting a physical Aadhaar Card or photocopy in line with the Prevention of Money-laundering and Reserve Bank of Indian circulars. According to these, a bank, before opening an account, has to follow processes of verification that include biometric data or OTP authentication. The article looks at what other diligence processes can be done by individuals to safeguard against Aadhaar Card misuse.
